Renovation Loan Financing

Turn a Fixer-UpperInto Your Next Home.

Finance the home and the improvements together — instead of buying the house first and figuring out repairs later. All renovations can be completed prior to move-in.

Renovated home after renovation
Fixer-upper home before renovation
One Loan. Endless Possibilities.

Whether you're buying a fixer-upper or refinancing your current home, we'll help you find the right renovation loan solution.

Programs

Renovation Loan Options To Fit Your Goals

A range of programs for buyers who see the potential in a home but need financing that accounts for the repairs, updates, or improvements needed before moving in.

FHA 203(k) Loans

Purchase or refinance a fixer-upper with one loan.

Fannie Mae HomeStyle® Loans

Flexible financing for a wide range of renovation projects.

Freddie Mac CHOICERenovation® Loans

Finance updates and improvements with ease.

VA & USDA Renovation Loans

Renovate and build equity with zero down options.

Private / Hard Money Rehab Loans

Short-term funding for fix-and-flip or investment opportunities.

How It Works

One Loan For The Home And The Vision.

Renovation financing rolls the purchase price and the cost of improvements into a single loan, so you can transform a property before you ever move in.

Start a Conversation
1

Find the potential

Spot a home that needs work but fits your location, price, and goals.

2

Match the program

We help identify the renovation loan that fits your situation and the property.

3

Finance it together

The purchase and the improvement costs are combined into one loan.

4

Move into the finished home

Renovations can be completed prior to move-in — no juggling repairs after closing.

Homebuyers

See a home's potential and want financing that covers the updates it needs.

Real Estate Agents

Open up listings that need work to a wider pool of qualified, motivated buyers.

Investors

Fund fix-and-flip and rehab projects with short-term financing options.

Get Started

Let's Find The Right Renovation Loan.

Renovation financing may open up options that a standard mortgage does not. Reach out and we'll walk through what fits your property and your goals.

Request a Free Consultation

Renovatefy

Mortgage Broker
NMLS #1254520 Get in Touch